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  1. The creator ("Creator") hereby permits you to use this template/ spreadsheet/ document (the "Format") for your own personal use only. You assume responsibility for the selection of the format to achieve your intended results, and for the use, and results obtained by the format. Except as expressly stated herein, you may not copy the Format.

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  4. Neither the Creator not his/ its affiliates makes any warranty or other representations to you, express or implied, including but not limited to warranties of merchantability, noninfringement or fitness for a particular purpose or use, regarding the Format.

  5. In no event shall the Creator or his/its affiliates be liable for any special, incidental, indirect, or consequential damage whatsoever (including without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use or inability to use the Format, even if they have been advised of the possibility of such damages.

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