| Begin your wealth-building exercise by investing in low risk investments. Increase your risk exposure by investing in higher return investments once your foundation is strong and you become more familiar with investments. | 
| The Magic of Compounding | | Did you know that higher the frequency of interest payment, higher is the actual interest paid to you? | Amount of interest received if you invest Rs. 1,000,000 @ 12% p.a. for 10 years at various interest payment intervals. |  | "You can create your financial future through Simple, Systematic, saving and Investment Plan of PPF. | | If you invest Rs 2,000 a month for 30 years in Public Provident Fund, which gives you a 11 percent annual return, Rs 720,000 balloons into Rs. 4,777,000. |  | | The magic of compounding makes Rs 5,000 a month grow 6.6 times. |  | | | | |
Maturity value of your PPF savings (in Rs.) (total amount invested is shown in brackets) | Saving horizon | Rs 2000 a month | Rs 5000 a month | | 5 years | 149,000 (120,000) | 374,000 (300,000) | | 10 years | 401,000 (240,000) | 1,003,000 (600,000) | | 15 years | 8,26,000 (360,000) | 2,064,000 (900.000) | | 20 years | 1,541,000 (480,000) | 3,852,000 (1,200,000) | | 25 years | 2,746,000 (600,000) | 6,865,000 (1,500,000) | | 30 years | 4,777,000 (720,000) | 11,941,000 (1,800,000) |
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