Free Financial Calculators & Tools for Indian Families
Start with a simple tool before making a money decision.
Use these free calculators, assessments and templates to estimate gratuity, retirement corpus, goal SIP, net worth, risk profile, financial wellbeing, expenses and portfolio alignment.
The results are educational and depend on the information and assumptions you provide.
Start With the Question You Want to Answer
Not sure where to begin? Choose the question closest to what is on your mind.
How much might I need for a future goal?
Use the Goal SIP Calculator to estimate the future cost of a goal and the monthly investment amount that may be required.
How much might I need for retirement?
Use the Retirement Corpus Calculator to estimate a retirement corpus based on expenses, inflation, retirement age and life expectancy and use the Personal Record Book to document all your important accounts, memberships, assets, liabilities, and more for the next generation.
What is my current money position?
Use the Net Worth Calculator, Expense Calculator or Financial Wellbeing Assessment to organize your household numbers.
How much risk can I take?
Use the Risk Profile Assessment before selecting mutual funds, PMS, AIFs or model portfolio options.
Is my current portfolio aligned?
Use the Investment Portfolio Review page to review whether your mutual fund, PMS, AIF or broader investment portfolio is aligned with your goals, time horizon and risk profile.
Goal & Benefit Calculators
Financial Health Assessments
Financial Wellbeing
Take a short assessment to understand your household’s cash flow, emergency readiness, protection, goal readiness, investments and long-term freedom.
You will also discover the money personality that best reflects how you currently approach security, discipline and growth.
Financial Organization
Investment Diagnostics
Investment Portfolio Review
Review whether your current mutual fund, PMS, AIF or broader investment portfolio is aligned with your goals, time horizon and risk profile.
A useful portfolio review looks beyond recent returns. It should also examine diversification, concentration, costs, risk and the role of each investment.
Coming Soon
These upcoming tools are being developed to help Indian investors and households make more informed money decisions.
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LIC Surrender / Maturity Value Calculator
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Mutual Fund Comparison and Scorer
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Loan Prepayment Calculator
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Mutual Fund Overlap Calculator
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Advance Tax Calculator
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PMS Comparison and Scorer
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Insurance Gap Calculator
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Money Personality Quiz
How to Use These Tools
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Choose the question you want to answer.
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Enter realistic information.
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Review the assumptions used.
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Read the result and its limitations.
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Use related tools to build a fuller picture.
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Ask for a review when multiple decisions interact with each other.
Important Information
These calculators, assessments and templates are provided for educational and organizational purposes. Results are estimates based on user inputs and stated assumptions. Actual outcomes may differ because of inflation, taxation, investment returns, product terms and changes in personal circumstances.
Investment in securities markets is subject to market risk. Read all relevant documents carefully before investing.