Goal-Based Investing & Portfolio Review for Indian Families
Make clearer money decisions across goals, retirement, risk profile, mutual funds and portfolio structure.
Built by Salonee Sanghvi
CFA Charterholder
SEBI Registered Research Analyst.
22+ years in financial services
Headquartered in Mumbai
Remote-first access across India
How to Build a Goal-Based Investment Roadmap
Start With Your Inputs
Use our tools or an Introductory Call to organize your goals, current investments, income, expenses, liabilities, risk profile and key money concerns.
Review Periodically
Track progress against goals, portfolio risk, market changes and major life events.
Implement Through Permitted Channels
Mutual fund transactions can be executed through AMFI-registered Mutual Fund Distributors. Model stock portfolios and equity research are offered under the SEBI Research Analyst framework.
Identify the Gaps
Review whether your current portfolio, cash flows and risk profile are aligned with your stated goals, time horizon and ability to take risk.
Choose the Right Building Blocks
Evaluate the role of mutual funds, PMS, AIFs, fixed-income products, insurance, cash reserves and model stock portfolios in the overall structure.
Free Financial Calculators for India
Start with one of our free financial calculators or assessments. Each tool helps you answer a specific money question before an introductoty call.
A Structured Approach to Money Decisions
Good investment decisions come from structure, discipline and realistic expectations — not from chasing short-term market noise.
A useful money framework should focus on:
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Goals before products
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Risk profile before return chasing
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Cash-flow and emergency readiness before complex investments
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Clear assumptions before false precision
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Product role before product selection
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Periodic review instead of one-time action
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Investor education before implementation
See Our Published Model Portfolio
These portfolios are for investors who want to understand our approach to portfolio construction, stock selection and long-term investing discipline.
Projections and illustrations are not guaranteed. Investments in securities markets are subject to market risks.
Frequently Asked Questions
What does goal-based investing mean?
Goal-based investing starts with a specific goal, time horizon and required amount. It then works backward to estimate the investment amount, investment horizon and product role that may be relevant.
Does My Wealth Guide work with clients across India?
Yes. My Wealth Guide is headquartered in Mumbai, but introductory conversations and tool-led workflows can be handled remotely. We can work with Indian residents across India, subject to fit, scope and regulatory limitations.
Can NRIs contact My Wealth Guide?
Yes. NRIs can contact us for India-linked money decisions, Indian mutual fund portfolios, India-based family finances and retirement corpus assumptions. We do not provide foreign tax, legal or cross-border regulatory services.
Is My Wealth Guide a SEBI Registered Investment Adviser?
No. My Wealth Guide should not be described as a SEBI Registered Investment Adviser. Salonee Sanghvi is a SEBI Registered Research Analyst.
Can My Wealth Guide review my investment portfolio?
Yes. We can review whether your mutual fund, PMS, AIF and broader investment portfolio is aligned with your goals, time horizon and risk profile. This does not guarantee returns or mean every investment action will be suitable for every investor.
Does My Wealth Guide help with mutual fund investments?
Where suitable, My Wealth Guide may present a curated list of mutual fund schemes based on investment goals, risk profile and product suitability. Mutual fund transactions may be executed through AMFI-registered Mutual Fund Distributors, and distributor commissions may be earned.
Does My Wealth Guide offer stock portfolios?
Yes. Model stock portfolios and research-led equity ideas may be offered under the SEBI Research Analyst framework, subject to applicable disclosures and market-risk warnings.
Are the calculators and tools educational?
Yes. The calculators, assessments and templates are for investor education and estimation. They are not guarantees, and the results depend on the assumptions and inputs used.
Do you provide guaranteed returns?
No. We do not provide guaranteed returns or promise investment performance. Investments are subject to market risks, and projections may change as assumptions, markets and personal circumstances change.